Frequently Asked Questions
About Loan
The interest in each application is applied on a case by case basis depending on the risk factors of each application.
- 2 Recent payslip
- 3-month bank statement to date of application
- Vehicle quotation (In case of applying for a motor vehicle loan only)
- Valid drivers license
- 2 ID cards: Either Driver’s license, Passport or Joint FNPF card
- A recent utility bill or proof of residential address
Our application usually takes 1 to 2 working days.
Our minimum loan term is 6 months and maximum loan term is 84 months.
To apply for a loan, click Apply Now on our website or visit our Service Centres in Suva, Lautoka or Labasa. For assistance, email us at enquiries@kontikifinance.com.
Term Deposits
See our Glossary of Terms and Definitions of Term Deposits including information of Fees & Charges Brochure.
Our terms range from three months up to 120 months (10 years). A specific maturity date may also be stipulated at the time of investment.
We accept deposits from $5,000 or more. If you have an amount greater than $250,000 please call us for a rate quote.
The interest is fixed for the agreed term. You may elect to have interest paid:
- Monthly, Quarterly, Six-monthly, Annually or on Maturity
When you deposit funds with us simply let us know how you would like to have your interest paid.
- Reinvested together with your original deposit amount and earn compounded interest; or
- Credited automatically to your nominated bank account, or
- Paid to you by direct credit or cheque.
At the end of your deposit term, unless we are notified in writing, your deposit will be automatically renewed for the same term but at the interest rate prevailing at that time. We will write to you one month prior to maturity, seeking your reinvestment intentions.
We accept bank transfers; cheques (company or personal) or bank cheques for Term Deposit accounts.
In cases of genuine hardship we will consider allowing you to withdraw your Term Deposit prior to maturity. If your request is approved, there will be an interest rate reduction and break-fee. Please refer to our current schedule of Fees & Charges Brochure.