Frequently Asked Questions

I want an application form?

Go to our Apply for a Loan page to download and print out an application form.

What are your loan requirements (Checklist)?

Go to our Apply for a Loan page to download and print out the loan checklist.

Can I email you (email address)?

You can email us direct at enquiries@kontikifinance.com anytime.

Do you have another number (Toll Free)?

Our Toll Free number is 0800 330 3402.

Can I get a repayment quote?

Yes you can get a repayment quote:

  • Please call us on Toll Free 0800 330 3402 or Voda 830 3400 so we can work out your requirements.
  • Go to our Apply for a Loan page for more information and to download and printout an application form.
  • Send your email to enquiries@kontikifinance.com with your quote request and contact details and we’ll get back to you real quick.

Do we do refinance?

Yes, we do refinance loans and are really good at consolidating some or all your loans into one loan! Go to our Apply for a Loan page to download and print out an application form and email it to us for a fast response. Alternatively, give us a call on Toll Free 0800 330 3402 or Voda 830 3400.

Do we do personal loans?

We do loans for personal purposes.Go to our Apply for a Loan page for more information, or call us Toll Free 0800 330 3402 or Voda 830 3400.

Where are your offices?

Our office is located in the TappooCity building in Suva. But you don’t have to live in Suva to talk to us. You can email us at: enquiries@kontikifinance.com or call us toll free on 0800 330 3402 or Voda 830 3400.

How much deposit do I have to pay?

Our deposit requirements vary dependant on the type of loan. For example for a vehicle loan, our deposit starts from 10% of the cost price of the vehicle. For all other loan deposit information, see our Borrow or call us Toll Free on 0800 330 3402 or Voda 830 3400.

What is the interest rate?

Interest rates vary dependant on the type of loan you want and how we assess the risk in the loan. But be assured our interest rates are market competitive and there are no hidden fees and charges. Give us a call on Toll Free 0800 330 3402 or Voda 8303400 to discuss your needs.

What is Capital Guaranteed?

It means that KFL has a legal obligation to guarantee the return of the whole sum invested to the term depositor on the maturity date of the deposit.

This differs to other classes of investment such as unit trusts, share market investments & pension contributions.
These investments carry no Capital Guarantee and thus there is no legal obligation from these investment schemes to return any of your invested funds to you.

We have used the expression Capital Guaranteed in our promotional material as this is the global financial markets expression for identifying our legal obligation to return deposited funds and also we wish to educate the Fijian market about the differing risks between investment products. This is part of KFL’s continued effort to improve Financial Inclusion in Fiji.

An additional advantage of KFL Term Deposits over unit trusts, share market investments and pension contributions is that the interest rate offered by KFL at the Term Deposit commencement is contracted over the entire tenure of the investment, whereas the yield on the other classes of investment above is not fixed at all and could conceivably be zero or be reduced after the investment funds are received without reference to the investor. KFL cannot reduce your term deposit interest rate yield during your investment term. Additionally, KFL does not charge any fees to deposit or withdraw on maturity your Term Deposit, but this is often the case with other classes of investment.